Maximizer Rates Chequing & Savings Accounts Rate Builder U.S Chequing

30 to 364 Days Term Deposits 1 Year to 5 Year Term Deposits Term Builder Registered Retirement Savings & Income Plans

Mortgage Fixed/Closed Mortgage Fixed/Open Personal/Commercial Lending

Prime rate - 3.50% effective December 10, 2008
Maximizer Interest Bearing Chequing
0.050%	0- $1000
0.100%	$1,001 - $5,000
0.250%	$5,001 - $25,000
0.400%	$25,001 - $50,000
0.600%	$50,001 +
Deposit Rates: Chequing & Savings Accounts
Plan 24	0..350%
Special Savings	0.600%
FatCat, Junior & Graduate	0.350%
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Rate Builder Daily Interest Savings
0.050%	0 - $5000
0.150%	$5,001 - $25,000
0.250%	$25,001 - $60,000
0.500%	$60,001 - $100,000
0.750%	$100,000 +
U.S. Dollar Chequing
0.05%	0 - $1000
0.10%	$1,001 - $5,000
0.25%	$5,001 - $25,000
0.30%	$25,001 - $50,000
0.40%	$50,000 +
30 Days To 364 Days Term Deposits Automatic Renewal at end of current rate; Compounding interest available; Interest paid at maturity *No interest, where applicable, will be paid if contract broken within 30 days*

		0 - 60 Days	61 - 90 Days	91 - 120 Days	121 - 180 Days	181 - 364 Days
	Amounts	Rate	Rate	Rate	Rate	Rate
Withdrawal Permitted @ 50% of rate*	$500 - $4,999	0.625%	0.625%	0.625%	0.625%	0.625%
Withdrawal Permitted @ 50% of rate*	$5000 & greater	0.750%	0.750%	0.750%	0.750%	0.750%
No Early Withdrawal	$500 & greater	1.000%	1.000%	1.000%	1.000%	1.000%

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1 Year to 5 Year Term Deposits Automatic Renewal at the current rate; Interest paid at Maturity; Compounding interest available; Minimum $500 deposit *No interest, where applicable, will be paid if contract broken within 30 days*

		*1 Year	*2 Year	*3 Year	*4 Year	*5 Year
Withdrawal Permitted @ 50% of rate*	Monthly	0.700	1.500%	1.750%	2.000%	2.100%
Withdrawal Permitted @ 50% of rate*	Semi-Annual	0.825%	1.625%	1.875%	2.125%	2.225%
Withdrawal Permitted @ 50% of rate*	Annual	1.250%	1.750%	2.000%	2.100%	2.350%
No Early Withdrawal	Monthly	0.950%	1.750%	2.000%	2.150%	2.350%
No Early Withdrawal	Semi-Annual	1.075%	1.875	2.125	2.275%	2.475%
No Early Withdrawal	Annual	1.200%	2.000%	2.250%	2.400%	2.600

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Term Builder - Term Deposit & RRSP Eligible Monthly contributions to a fixed 3 year term Minimum deposit of $25 per month 0% if wihdrawn prior to maturity Initial deposit minimum of $100 Interst rate fixed for the term Interst rate tied to three year non-rebeemable rate
Registered Retirement Savings & Income PLans
RRSP & RRIF Variable Rate Account
$0 -$5,000	0.250%
$5001 - $25,000	0.500%
$25,000 & over	0.750%
RIFF Term Deposits
1 Year	1.200%
2 Year	2.000%
3 Year	2.250%
4 Year	2.400%
5 Year	2.600%

RRSP Term Deposits	*1 Year	15 - 21 Months	*2 Year	27 - 33 Months	*3 Year	*4 Year	*5 Year
Withdrawal Permitted @ 50% of rate*	0.95%		1.75%		2.00%	2.15%	2.35%
No Early Withdrawal	1.20%		2.00%		2.25%	2.40%	2.60%

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Lending Rates: Res. Fixed Mortgage Fixed/Closed Term
6 month	5.900%
1 year	5.600%
2 year	6.250%
3 year	6.250%
4 year	6.450%
5 year	6.750%
Lending Rates: Res. Fixed Mortgage Open
Variable Rate	1 Yr Open 4.750% 3 Yr Closed 4.500%
6 month	7.700
1 year	8.250%
Lending Rates: Rev. Property or 2nd Mortgage. Fixed Mortgage/Closed Term
6 month	6.400%
1 year	6.100%
2 year	6.750%
3 year	6.750%
4 year	6.950%
5 year	7.250%
Lending Rates: Rev. Property or 2nd Mortgage. Fixed Mortgage Open
Variable Rate	1 Yr Open 5.250%
6 month	8.200%
1 year	8.750%
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Lending Rates: Personal Loan Rates
We offer personal loans with flexible terms, with either variable rates based on prime or fixed rates. Please contact us for details.
Lending Rates: Commercial Mortgages/Closed
6 month	6.710%
1 year	6.650%
2 year	6.650%
3 year	6.650%
4 year	7.090%
5 year	7.150%
Lending Rates: Commercial Mortgages/Open
Variable Rate	5.250%
6 month	8.510%
1 year	8.800%
Lending Rates: Commercial 2nd Mortgages/Closed
6 month	7.210%
1 year	7.150%
2 year	7.150%
3 year	7.150%
4 year	7.590%
5 year	7.650%
Lending Rates: Commercial 2nd Mortgages/Open
Variable Rate	5.750%
6 month	9.010%
1 year	9.300%
Lending Rates: Commercial Loan Rates
We offer a wide range of commercial loans, with either variable rates based on prime or fixed rates. Please contact us for more details. Return to Top